Bank Response Codes
The Exact Payments Gateway returns a Bank Response code on all transactions which were submitted to the banking network. The codes returned are dependent on which processor you are using.
Fiserv Bank Response Codes
| Bank Response Code | Result | Status | Action |
|---|---|---|---|
| 000 | Decline | No Answer/Time-out at Processor or Network level | Reprocess transaction |
| 100 | Approved | Approved | none |
| 109 | Approved | Previously Approved | none; duplicate transaction was not forwarded to Processor from Gateway |
| 200 | Not Approved | Typically missing or invalid data | Reprocess transaction with corrected data |
| 301 - 997 | Decline | Decline | none |
Elavon Bank Response Codes
| Bank Response Code | Result | Status | Action |
|---|---|---|---|
| AA | Approved | Approved | none |
| NC | Declined | Decline (Pick up card) | none |
| ND | Decline | Decline (Hard or Soft) | none |
| NF | Decline | Decline (Record Not Found) | none |
| NR | Decline | Decline (Referral Message) | none |
| N7 | Decline | Decline (For CVV2 Only) | none |
Updated over 1 year ago