Bank Response Codes

The Exact Payments Gateway returns a Bank Response code on all transactions which were submitted to the banking network. The codes returned are dependent on which processor you are using.

Fiserv Bank Response Codes

Bank Response CodeResultStatusAction
000DeclineNo Answer/Time-out at Processor or Network levelReprocess transaction
100ApprovedApprovednone
109ApprovedPreviously Approvednone; duplicate transaction was not forwarded to Processor from Gateway
200Not ApprovedTypically missing or invalid dataReprocess transaction with corrected data
301 - 997DeclineDeclinenone

Elavon Bank Response Codes

Bank Response CodeResultStatusAction
AAApprovedApprovednone
NCDeclinedDecline (Pick up card)none
NDDeclineDecline (Hard or Soft)none
NFDeclineDecline (Record Not Found)none
NRDeclineDecline (Referral Message)none
N7DeclineDecline (For CVV2 Only)none